About Tpay
Tpay is a Polish payment operator (Krajowy Integrator Płatności S.A.) with over a decade of experience helping e-commerce merchants grow. It offers a wide range of online payment methods (Przelewy online, BLIK, cards, wallets, BNPL options like PayPo, Twisto, PragmaPay, and more) and provides a feature-rich transaction panel, on-site payments, marketplace capabilities, and developer tools (SDKs and widgets). Backed by Bank Pekao and reinforced by CloudFlare premium security, Tpay focuses on reliable, scalable payments for Polish and European merchants, supported by a responsive help center and partner programs.
Key features
- Wide range of payment methods: Przelewy online, BLIK, card payments, wallets (Apple Pay, Google Pay, Click to Pay), PayPal, BNPL options (PayPo, Twisto, PragmaPay), BLIK Płacę Później and more
- On-site payments and mobile SDK for seamless checkout without leaving the app or site
- High conversion tools, including BLIK on-site up to 97% and cart-abandonment email reminders via the Widget
- Marketplace support with real-time split payments and automated settlements to multiple sellers
- Simple integrations and plugins for Shopify, WooCommerce, PrestaShop, Shoper, Magento, Selly, plus developer APIs/SDKs
- Strong security powered by CloudFlare premium and bank-grade standards
- Demo and Sandbox environments for testing and onboarding
- Knowledge center, podcasts and blog for ongoing merchant education
- Flexible onboarding and dedicated merchant support through a local team
Why choose Tpay?
- Comprehensive selection of payment methods tailored to the Polish and European e-commerce landscape
- Enterprise-grade security with CloudFlare premium and adherence to banking security standards
- Stable, European-backed ownership with Bank Pekao as a strategic investor
- Developer-friendly with extensive plugins, SDKs, and a robust API ecosystem
- On-site and marketplace capabilities that boost conversions and simplify multi-vendor settlements
- Transparent, office-ready onboarding and strong merchant support infrastructure
Pricing
- Activation: 199 zł (standard) or 49 zł (promotional)
- Activation-related forms and terms available online
- Fees by payment method (standard vs. promotional):
- Przelewy bankowe: 1,59% + 0,39 zł (standard) | 0,99% + 0,39 zł (promotional)
- BLIK: 1,78% + 0,39 zł (standard) | 0,99% + 0,39 zł (promotional)
- Raty: 1,59% + 0,39 zł (standard) | 0% + 0,39 zł (promotional)
- PayPo: 1,10% + 0,39 zł (standard) | 0,99% + 0,39 zł (promotional)
- Twisto: 1,59% + 0,39 zł (standard) | 1,39% + 0,39 zł (promotional)
- BLIK Płacę Później: 1,59% + 0,39 zł (standard) | 1,39% + 0,39 zł (promotional)
- BLIK Płatności powtarzalne: 1,78% + 0,39 zł (standard) | 0,99% + 0,39 zł (promotional)
- PragmaPay – płatności odroczone (14, 30, 60 dni): 3% (standard) | 2% (promotional)
- PragmaPay – płatności ratalne (3, 6, 9 lub 12 rat): 2% (standard) | —
- Karty płatnicze, Click to Pay: warunki ustalane indywidualnie
- Portfele elektroniczne: warunki ustalane indywidualnie
- PayPal: prowizja PayPal (szczegóły ustalone indywidualnie)
- Visa Mobile: warunki ustalane indywidualnie
- Dodatkowe opłaty: zwroty 0,90 zł (standard) / 0,50 zł (promotional); wypłaty 2 zł (standard) / 0,99 zł (promotional) z darmowymi 4 wypłatami miesięcznie
- Dostęp do promocji i regulaminu promocji "Zyskaj na starcie z Tpay" oraz możliwość pobrania oferty w PDF