About SumUp
SumUp is a European fintech that provides card readers, POS systems, and a complete payments platform for businesses. It offers a free SumUp App and merchant account, plus features like Tap to Pay, invoicing, and customer engagement tools to run and grow a business. With millions of merchants using SumUp, the pricing is transparent with no admin or annual renewal fees and a Mastercard debit option for managing funds.
Key features
- Card readers and POS hardware/software to take payments in-person and online
- Free SumUp App with merchant account and Mastercard debit card
- Tap to Pay on iPhone/Android to turn smartphones into card readers
- Invoicing, expense management, and integrated financial tools
- Loyalty programs (SumUp Loyalty) and scheduling (SumUp Bookings)
- Simple, transparent pricing with no admin/annual renewal fees
- Payouts via SumUp merchant account (next-day where supported)
Why choose SumUp?
- Transparent pricing with no admin or renewal fees
- All-in-one payments solution: hardware, software, invoicing, and financial tools
- Flexible payment options (in-person, online, Tap to Pay)
- Free app and Mastercard debit for easy money management
- Trusted by millions of businesses and easy onboarding
Pricing
- In-person transactions: 2.6% + 10¢
- Online & Manual Entry: 3.5% + 15¢
- Payments Plus: discounts of up to ~60% (in some regions) with 24/7 priority support and tailored offers for higher volumes
- Payouts: next-day payouts when used with SumUp merchant account (availability varies by region)