Spendesk

Spendesk is a comprehensive spend management platform that unifies procurement, corporate card controls, accounts payable, expense claims, and budgeting into a single system. It provides real-time visibility, automated workflows, and policy-driven controls to reduce manual work and improve spend governance. The platform emphasizes security and compliance, with end-to-end encryption, MFA, and certifications such as ISO 27001 and PCI-DSS.

• Corporate cards with spend limits and approval flows
• Accounts payable and automated invoice processing
• Procure-to-pay and integrated budgeting
• Virtual cards for secure one-off or recurring payments
• Expense claims management and reimbursement
• API & Integrations with accounting/ERP tools
• AI-powered automation and fraud detection
• Mobile app for spend management on the go
• End-to-end security and compliance (ISO 27001:2022, PSD2, PCI-DSS, GDPR)

• All-in-one spend management covering procurement, payments, expenses, and approvals
• 100% visibility and control over budgets and spending
• Adoption-friendly with guided experiences and automated policy enforcement
• Security-focused with strong certifications and fraud protection
• Trusted by 5,000+ finance teams and enhanced by CFO Connect community

Spendesk uses a two-component pricing model:

• Fixed monthly base fee for platform access (unlimited cards and users)
• Variable transaction fees based on the number of transactions (card purchases, invoice payments, and expense claims) Card orders are free; there are no monthly card fees and no active-user fees. Plans can be monthly or annual with termination notice. For exact pricing, request a quote from sales.