Pleo

Pleo is a Europe-based expense management and cash management platform that helps teams spend smarter and automate financial workflows. It combines business payment cards (physical, virtual, and subscriptions) with invoice processing, expense reporting, and multi-entity management, all connected to your accounting tools. Trusted by 40,000+ customers across Europe, Pleo emphasizes bank-grade security, PCI-DSS compliance, and open banking capabilities.

• Corporate payment cards (physical, virtual, and subscriptions) to streamline team spending
• Invoicing and accounts payable automation, including OCR and scheduled payments
• Expense management with customizable card limits, multi-step approvals, budgets, and analytics
• Reimbursements for out-of-pocket expenses and mileage/expense reimbursements
• Multi-entity management with a single account and centralized control
• Comprehensive integrations with major accounting/ERP systems (Exact Online, NetSuite, Twinfield, Xero, Microsoft Dynamics 365 BC, etc.)
• Receipt capture via Fetch and automatic syncing to accounting tools
• Apple Pay and Google Pay support for on-the-go spending
• Subscriptions management and vendor management for recurring payments
• Real-time cash management with multi-currency support and cash optimization features
• Investment/subledger capabilities and subaccounts for team/project budgeting
• Cash back rewards on eligible plans (up to 0.5%–0.75% depending on plan)
• Security and compliance features (PSD2, PCI-DSS, bank-grade protections)

• Significant time savings in accounting and expense processes (e.g., 138 hours/year shown in customer usage stories)
• Centralized control across multiple entities and offices with real-time spend visibility
• Flexible, scalable card controls, approvals, and budgets tailored to team needs
• Strong security posture with PCI-DSS, PSD2, and bank-grade protections
• Broad ecosystem through extensive accounting/ERP integrations and vendor support
• European focus with a large customer base across Europe, backed by Mastercard-branded cards

Starter: €4 per month per user included (maximum 3 users); €5 per additional user per month. Pro trial available. Essential: €20 per month (billed monthly) or €18 per month when billed annually; includes 1 user, €11 per additional user per month. Credit limits up to €20,000 depending on eligibility. Advanced: €109 per month (billed monthly) or €99 per month annually; 3 users included, €15 per additional user; credit limits up to €250,000 depending on eligibility. Beyond: €219 per month (billed monthly) or €199 per month annually; 3 users included, €18 per additional user; credit limits up to €500,000 depending on eligibility. Cashback: 0.5% on Advanced and 0.75% on Beyond plans. All plans include core features like real-time expense tracking, invoice payments, and integrations; higher tiers unlock multi-entity management, advanced card settings, budgets, HRIS integrations, and premium support.