Novalnet

Novalnet AG is a German-based Payment Service Provider that offers an all-in-one, data-driven payment platform for B2C, D2C and B2B businesses. It orchestrates payments for global growth, supports over 150 payment methods in more than 125 currencies, and provides AI-powered fraud prevention with PCI DSS Level 1 security hosted in Germany. The platform also covers subscriptions, marketplaces, affiliates, automated invoicing, and extensive plugin/API integrations to streamline merchant operations.

• All-in-one payment platform with 150+ payment methods and 125+ currencies
• PCI DSS Level 1 compliant; data centers hosted in Germany with GDPR alignment
• AI-based fraud prevention, risk management, and 24/7 real-time monitoring with 99.99% uptime
• Subscriptions, memberships, marketplaces and affiliate management
• Pay-by-Link, Call-N-Pay (MOTO), and tokenization support
• Insolvenzsichere Treuhandkonten (escrow accounts) for secure holding of funds
• Automated invoicing, document management, and comprehensive analytics/reports
• 100+ plugins and robust APIs/SDKs for Shop/CRM/ERP integrations
• Flexible pricing with volume-based plans and regional transaction pricing
• Easy 3-step onboarding under a single contract

• One contract covers the whole payments lifecycle (processing, payout, risk, subscriptions, marketplace and affiliate handling) for simplicity and transparency
• Global reach with extensive payment methods and currencies, enabling broad merchant acceptance
• Strong regulatory and security posture: BaFin license, PCI DSS Level 1, GDPR-compliant data hosting in Germany
• Proactive risk management with AI-driven fraud prevention and continuous system monitoring
• Insolvenzsichere escrow accounts ensure fund safety until payout
• Rich product suite beyond payments (subscriptions, invoicing, document handling, analytics) reducing vendor sprawl
• Extensive developer ecosystem with 100+ plugins and APIs for seamless integrations
• Reliable, high-availability hosting and enterprise-grade support

• Volume-based pricing model for businesses with at least 25,000 EUR monthly processed revenue
• Base package: 49 EUR setup fee, 19 EUR monthly fee, no long-term contract
• Per-transaction fees vary by card network and region (examples: Visa/Mastercard 0.24 EUR + 1.70%; Amex 0.24 EUR + 2.99%; PayPal 0.24 EUR + 0.00%; SEPA and other methods have respective fees)
• Regional pricing differences exist (Germany/Austria/CH vs Rest of EU vs Non-EU) and include card, invoice, SEPA, iDEAL, and other payment methods
• Prices and fee details are provided per region and payment method on the pricing pages and may vary by merchant risk and industry