Digital Products / E-commerce & Payments / Payment Processing / Netopia Payments

Netopia Payments

NETOPIA Payments is a Romanian-based, European-owned payment service provider offering online card payments, SMS payments, and wallet solutions for e-commerce and merchants.

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EU Based EU Hosted EU Owned EU Invested
#payments #payment-processing #card-payments #sms-payments #mobilpay-wallet #google-pay #apple-pay #pci-dss #3d-secure #ecommerce #romania #europe #psp #merchant-services
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About Netopia Payments

NETOPIA Payments is a Romanian-founded, PCI DSS Level 1 certified payment services provider offering online card payments, SMS payments, and the mobilPay Wallet. It delivers ready-to-deploy payment modules and easy integration with major e-commerce platforms, enabling secure, fast processing for merchants. With a history dating back to 2003 and over 25,000 merchants, NETOPIA continues to expand its payments ecosystem, including pay-by-link, recurring payments, and wallet-based solutions.

Key features

  • PCI DSS Level 1 certification
  • 3D Secure fraud protection and advanced antifraud filters
  • Multiple payment methods: card, SMS, mobilPay Wallet, Google Pay, Apple Pay
  • Quick integration with leading e-commerce platforms (often in 5 minutes)
  • Support for pay-by-link, recurring payments, and installment/payments options
  • On-platform fraud controls and secure tokenization
  • Mobile wallet and POS capabilities (mobilPay Wallet, mobilPOS) and marketplace split payments
  • Wide merchant network and regional reach in Romania and Europe

Why choose Netopia Payments?

  • Longstanding, Romania-based payments provider with over 19+ years in electronic payments
  • PCI DSS Level 1 certification and robust security measures including 3D Secure and antifraud filters
  • Broad payment coverage: online card payments, SMS payments, wallet payments, and modern options like Google Pay & Apple Pay
  • Easy integration with major e-commerce platforms and rapid time-to-value
  • Market leadership in Romania with a large merchant base and ongoing product expansion, supported by European investment

Pricing

  • NETOPIA Business Card: 0% commission for online transactions processed with the card (for eligible full payments); example-based refunds of processing fees when conditions are met
  • Card payments (standard): 0.99% of transaction value + 0.30 RON per transaction (Visa/MasterCard, Romania or abroad)
  • Card payments via special cards (vacation, meal, gift, cultural, etc.): 2.3% + 0.30 RON per transaction
  • Card payments in installments: 1.45% – 11% of transaction value + 0.30 RON per transaction (depends on installments and issuing bank policy)
  • Negotiable pricing for full online transactions depending on volume; exact terms to be discussed with sales Note: All figures are subject to contract terms and issuer policies.