Digital Products / E-commerce & Payments / Payment Processing / MakeCommerce

MakeCommerce

MakeCommerce is a Baltic-based payment solutions provider enabling e-shops to accept multiple payment methods and manage deliveries with a single integration.

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EU Based EU Hosted EU Owned
#payments #ecommerce #bank-payments #card-payments #BNPL #buy-now-pay-later #delivery #Omniva #SmartPosti #DPD #LP Express #refunds #API #developer-portal #WooCommerce #Magento #Shopify #OpenCart #PrestaShop #Baltics #Estonia #EU #gift-card #Kniks #payment-link #POS #merchant-financing
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About MakeCommerce

MakeCommerce is the leading payment solutions provider for e-shops in the Baltics. Trusted by over 6,000 e-commerce merchants, it offers a single integration to accept a wide range of payment methods—from Baltic bank links and card payments to BNPL and digital wallets. The platform also supports delivery registrations with major couriers and provides official modules, a developer API, and multi-language support for developers and merchants.

Key features

  • All payment methods: Baltic and Finnish bank payments (bank links / payment initiation service), debit and credit cards, BNPL, Apple Pay, Google Pay, Revolut, Wise, N26, and Kniks gift card
  • Delivery integrations: register parcel shipments with Omniva, SmartPosti, DPD, and LP Express
  • Free refunds: issue refunds directly from the module or via API
  • Platform support: official modules for WooCommerce, Magento 2, Shopify, OpenCart, PrestaShop; publicly documented API
  • Developer support: developer portal and API documentation
  • POS and mobile: POS terminals and MakeCommerce app for Android
  • Merchant financing and payment links: financing options, recurring payments, and payment links
  • Multilingual support and reliable customer service

Why choose MakeCommerce?

  • One contract and one bank account to receive payouts for multiple Baltic and Finnish banks
  • One integration to accept payments across multiple banks, cards, BNPL, and wallets
  • Backup payment option: automatic switch to backup if the active method experiences issues
  • Free refunds and streamlined refunds workflow
  • Delivery registrations and label printing from a single module
  • Easy integration with popular e-commerce platforms via official modules and a robust API

Pricing

Payments pricing

  • Baltic and Finnish bank payments: 0,9% + 0,05 €
  • Card payments: 1,35% + 0,15 €
  • Monthly fee: 10 €
  • Buy now, pay later (BNPL): Inbank pay in three parts (Estonia) 2,5% + 0,30 €; Inbank pay in three parts (Latvia) 3,5%
  • Moki 3 (Lithuania): 2,3% + 0,19 €
  • Hire purchase: Inbank, Liisi hire purchase (Estonia) No transaction fee; Inbank hire purchase (Latvia) No transaction fee; Mokilizingas hire purchase (Lithuania) 2,3% + 0,19€
  • Kinks gift card: 0,9% + 0,05 €
  • Refunds: No transaction fee
  • Payment link: No transaction fee
  • POS payments: 1,5% + 0,05 €
  • Minimum monthly fee: 19 € / terminal (does not apply when using MakeCommerce Android app)
  • Additional fees: Chargeback fee 20 €; Repeated transfer of the store to another company 30 € Note: For merchants who joined before 1 June 2025, previous standard pricing or separately agreed terms may still apply.