Klarna

Klarna is a leading European payments provider that enables shoppers to pay now, later, or in installments with flexible options. It also offers the Klarna Card and a mobile app to manage spending, earn cashback, and shop securely with buyer protection. For merchants, Klarna provides seamless integrations and marketing tools to drive conversions and growth.

• Flexible payment options: Pay now, Pay in 30 days, or Pay in 3 installments
• Secure checkout with buyer protection
• Klarna Card: pay anywhere Visa is accepted, online or in-store
• Klarna App: cashback, budgeting, spending insights, and order tracking
• Browser extension for flexible payments and automatic coupons
• Merchant integrations and marketing tools to boost conversions
• Widely adopted by merchants and shoppers across many brands

• Choose Klarna for flexible, transparent payment options that fit your budget
• No interest or fees when payments are made on time for Pay now, Pay in 30 days, and Pay in 3 installments
• Strong buyer protection and secure transactions for a safer shopping experience
• App and card ecosystem that adds cashback and convenient financial management -Merchant support and easy integration to drive conversions and loyalty

• Pay now, Pay in 30 days, and Pay in 3 installments are interest-free when paid on time
• No late fees when paid on time; missed payments may incur fees per plan terms
• Klarna Card membership or premium features may involve monthly/fee-based terms in some plans
• Pricing and fees vary by country, merchant agreement, and chosen payment option (see merchant terms and Klarna’s policies)