Cardstream

Cardstream is a UK-based, independent fintech that acts as a global connector of payments. It offers a full end-to-end White Label Payment Gateway and a flexible Open Payment Network accessible via a single API. The platform supports all major card types, wallets, and Alternative Payment Methods, and is built to scale securely for merchants and their partners around the world.

• Open Payment Network with a single API
• White Label gateway for partners (rebrandable management system, forms, modules, and billing)
• PCI-DSS Level 1 cloud platform
• Scalable technology designed for global growth
• Developer friendly APIs and SDKs with sample code and test accounts
• Global network of acquirers and payment schemes
• Recurring payments with tokenisation and PCI DSS compliant card storage options
• Real Time Account Updater (VAU/ABU) for seamless card updates
• Secure Virtual Terminal for card-not-present payments
• IVR payment support and hosted Pay Button with QR codes
• Receipts and robust reporting for partners and merchants
• Strong security features including 3-D Secure, AVS, CV2 checks, velocity checks, and optional Kount integration
• DDoS protection via cloud-based mitigation

• Independent UK payment gateway with true white-label capabilities for partners
• Access to Cardstream’s Open Payment Network and a vast network of global acquirers and schemes via a single integration
• PCI DSS Level 1 compliant cloud platform ensuring security and compliance
• Flexible integration: API, hosted forms, and developer tools (SDKs, sample code, test accounts)
• Built-in fraud prevention and optional advanced protection (Kount) to tailor risk management
• Recurring payments, tokenisation, and real-time card updater to improve conversion and revenue retention
• No charges for Cross References, Tokens, or Card Storage, adding cost efficiency for merchants and resellers