bunq

bunq is a Netherlands-based digital bank that delivers a mobile-first, user-centric banking experience. In a single app, you can open multiple accounts with dedicated money pots, track spending with insights, earn competitive interest on savings, and buy or sell crypto and stocks—alongside clear, transparent pricing and strong security. The company emphasizes ethical, sustainable banking with programs like tree planting and value-aligned deposit options.

• All-in-one mobile banking app with money pots and multiple IBANs
• High-interest savings (up to 2.01%) and multi-currency savings
• In-app crypto buying/selling with security features
• In-app investing in stocks
• Digital, physical, and Metal cards with Apple Pay / Google Pay
• ZeroFX exchange rates and bunq Points rewards
• Budgeting, insights, AutoSave, and spending limits
• Instant payments, card payments, and bunq.me / payment requests
• Open API and automation (Zapier)
• 24/7 support and advanced security (Biometric ID, 2FA, Rotating CVC)
• 100,000 EUR deposit protection under the Dutch DGS
• Travel perks (eSIM, travel insurance) and global currency features
• Transparent pricing with a free plan and paid tiers

• User-centric design with straightforward, no-hidden-fee banking
• One app for personal and business banking, savings, and investments
• Strong security and regulatory protections (DGS, 2FA, biometric IDs)
• Sustainable finance features (ethical deposit options, veritree tree planting)
• Multi-currency capabilities, travel benefits, and global payments
• Flexible pricing tiers including a free plan and scalable subscriptions
• European headquarters with a growing footprint and investor backing

• bunq Free — €0.00 / month
• bunq Core — €3.99 / month
• bunq Pro — €9.99 / month
• bunq Elite — €18.99 / month
• bunq Free Business — Free for Sole Proprietors
• bunq Core Business — €7.99 / month
• bunq Pro Business — €13.99 / month
• bunq Elite Business — €23.99 / month
• 30-day free trial available for applicable plans